Planning your move to the UK or Malta? Beyond dreams lies real financial planning. For Indian, Pakistani, and Filipino applicants, understanding the full cost of visas, fees, and living funds is non-negotiable. Skip the surprises—let’s break down exactly what you’ll pay in 2025.
💷 UK Visa Costs: More Than Just the Application Fee
The UK’s fees stack up quickly—especially with its mandatory Immigration Health Surcharge (IHS):
- IHS (Healthcare Access): £1,035/year (Standard) | £776/year (Students/Youth Mobility). Example: A 3-year Skilled Worker visa = ~£3,105 IHS + application fee.
- Application Fees:
- Skilled Worker Visa: £769 (≤3 years) | £1,519 (>3 years).
- Student Visa: £524.
- Living Funds Proof: £1,483/month (London) or £1,136/month (elsewhere) for 9 months upfront (excluding tuition).
- Extras: Priority processing (£500-£1,000), biometric fees, translation/consultancy costs.
Total UK Reality Check:
*A 3-year Skilled Worker visa could cost £4,000+ in fees/IHS alone—before flights, rent, or living costs.*
💶 Malta Visa Costs: Lower Fees, EU Value
Malta offers a financially smoother path, reflecting its affordable lifestyle:
- Work Permits: Single Permit ≈ €280.50 (~₹25,000).
- Digital Nomad Visa: €300/person.
- Schengen Visa (Tourism/Business): €80.
- Student Visas: Long-Stay (Type D) ≈ €100 | Short-Stay (Type C) = €80.
- Funds Proof: €500-€700/month for living costs + tuition (if studying).
- Mandatory Insurance: €30,000 coverage (~₹7,000-9,000/year).
Total Malta Reality Check:
*Malta’s fees are 40-60% lower than the UK’s, with no massive IHS equivalent. Living costs? Rent/utilities are dramatically cheaper too.*
🔑 Smart Planning: Your Visa Budget Checklist
- Prioritize Total Cost: Include fees, health charges (UK), insurance (Malta), proof of funds, and living expenses.
- Factor in Dependents: UK IHS/fees apply per person. Malta’s family reunification costs are simpler.
- Account for Hidden Costs: Biometrics, translations, courier fees, or priority services add up.
- Exchange Rates Matter: Fees in EUR/GBP can fluctuate in INR/PKR/PHP.
Pro Tip: Malta’s Digital Nomad Visa offers the lowest financial barrier for remote workers—no local job or salary threshold needed!
Don’t navigate fee confusion alone.
Worldify Overseas Pvt. Ltd. provides:
✅ Personalized Cost Breakdowns for UK/Malta visas based on your profile.
✅ 2025 Fee Updates—no guesswork.
✅ Funds Proof Strategy to meet embassy requirements.
Ready to invest in your future?
➡️ Contact Worldify Overseas today—transform “visa costs” into “secured opportunity”!
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